Investing is a passion of ours; we have fallen in love with the process. However, we understand that this is not the case for everyone and a lot of people find it boring. This is one of the reasons we have created Investment Rookie, to help people who are not as interested in investing. We believe that everyone should be investing. There are many financial strategies and products that you can use to invest that have a more passive approach.

The old structure of going to school getting good grades, going to university, getting a good paid job, buying a house, having kids and then retiring on your pension is an ideology of the past. The environment has changed, socially, politically and economically.

Why should you invest?

The common thought is that investing is for stockbrokers on Wall Street, I don’t need to invest. My pension and superannuation will support my retirement. Well let me ask you this, what quality of life do you want to lead? Working until you are 70 and then living off the $20,000 a year that the Super Fund you have relied on so heavily provides you with? Because the pension is no longer a guarantee! The age of retirement is increasing and life cannot be about working a 9-5 job.

To generate an income you can either choose to work for money or money can work for you. A passive income is the key to becoming financially free. So I want to take this opportunity to ask you a question. Are you willing to spend the rest of your life working? Imagine the freedom of waking up in the morning and being able to do whatever you want, knowing that at the end of the day you will still have an income that can cover your expenses.

This is the beauty of investing and the sooner you start the more beneficial it will be, thanks to the phenomenon of compounding. I can guarantee that through investing and investing successfully you will achieve the lifestyle, freedom and retirement you desire.

But what is investing?

Investing is the process of putting your money into a financial endeavour with the expectation of achieving a profit. Which scheme you chose highly depends on your personal appetite to risk and how much time you wish to devote to investing.

Higher risk investment ventures generally yield higher returns, although they are not always successful and can result in significant financial loss: hence the increased risk. The lowest risk investments such as Term Deposits and Government bonds provide lower returns. They are seen to have no to minimum risk and referenced as the Risk free rate of return.

How can investments be made?

Investments are most commonly made indirectly through an exchange with a ‘middle man’ usually a financial institution that manages the investment process for a commission or a base rate. Examples of these include the Australian stock exchange (ASX), The Commonwealth Bank and Ray White.

So what can we offer you?

We have set up Investment Rookie as a platform for people to learn and grow their knowledge in investing through engaging articles that are informative and helpful. Our goal is to learn and encourage as many people as possible to take their first steps on a journey to financial freedom and ideally an early retirement.

The pension is no longer certain. Heavily impacted by the Baby Boomers and the increased life span of populations around the world, creating an aging population in many of the western civilizations. Safeguard your future, through subscribing to Investment Rookie because…



It is in your best interests to learn about investing, and begin today!